DSCR Loans No Income Verification Required
Kevin Kelly, Senior Mortgage Advisor at Progress Lending, LLC
Kevin Kelly, Senior Mortgage Advisor
Progress Lending, LLC
Phone: (602) 780-2939
Email: [email protected]
NMLS# 245238
Company NMLS# 2326329
Licensed in: AZ, CA
This advertisement does not constitute a loan approval or loan commitment. Loan Approval and/or loan commitment is subject to final underwriting review and approval. Terms subject to change. Equal Housing Lender.
Dscr Loans
DSCR Loans No Income Verification Required
What Are DSCR Loans?
How Much Can You Borrow?
DSCR Loan Requirements
Credit Requirements
Property Requirements
DSCR Requirements
Understanding the DSCR Calculation
What's Included in PITIA?
What DSCR Means
Benefits of DSCR Loans
DSCR Loan Programs
Frequently Asked Questions
Ready to Grow Your Portfolio?
LOAN PROGRAMS
Build your real estate portfolio with DSCR (Debt Service Coverage Ratio) loans. Qualify based on property cash flow, not personal income. Perfect for investors, self-employed borrowers, and those looking to scale quickly.
DSCR (Debt Service Coverage Ratio) loans are specialized mortgages for real estate investors that qualify borrowers based on the property's rental income rather than personal income. This makes them ideal for investors who are self-employed, have complex tax returns, or simply prefer to keep their personal finances separate from their investment activities.
DSCR loans have streamlined requirements compared to traditional mortgages, making them perfect for real estate investors.
Higher scores may qualify for better rates and higher LTV
Short-term rentals and commercial properties may qualify
Lower DSCR may require larger down payment or reserves
The Debt Service Coverage Ratio is the key metric that determines your loan eligibility and terms.
Principal & Interest
Property Taxes
Homeowners Insurance
HOA Fees (if applicable)
*May still qualify with larger down payment
Discover why real estate investors choose DSCR loans to grow their portfolios faster.
Multiple options to fit different investment strategies and property types.
Get answers to common questions about DSCR loans
Let us help you secure DSCR financing for your next investment property.
| . All loan programs, rates, terms, and conditions are subject to change without notice. Not all loan programs are available in all states. Other restrictions and limitations may apply. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity.
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